Notes with STB

Before you decide whether the glass is half full or half empty, look at the room you’re in.

We spend a lot of time working on our mindset, discipline and habits. But what if the environment around us is quietly shaping those things too? Sometimes better results require more than thinking differently. Sometimes, you need to change the room.

Nigeria has a fake-product problem, and it’s doing more damage than we think

The recent sanitary-pad conversation raises a much bigger question: what happens when consumers can no longer trust the products they buy? Nigeria’s fake and substandard-product problem is not only about consumer safety. It affects purchasing power, competition, legitimate businesses and something every functioning market depends on: trust.

Nigeria has had Oil for 70 Years. The Dangote Refinery IPO Shows us where the Real Value is.

Nigeria has had oil for decades, but having a valuable resource is not the same as creating value from it. As Dangote Refinery prepares to go public, its IPO offers a timely lesson on industrialization, capital and what happens when countries build productive capacity around the resources they already have.

A janitor quietly built an $8 million fortune. Here’s what his story teaches us about building wealth.

Getting rich slowly rarely looks impressive while it is happening. There are no dramatic milestones, no overnight transformation, and often very little to show from the outside. Just ordinary decisions, repeated consistently, while time quietly does the work.

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